Recovering from a Hurricane Step by Step

Hurricane season is ramping up, and, if predictions and current indications are correct, it will be a busy year. This means that if your clients live in a hurricane-prone region, their risk for getting hit this year is higher than average. The time for everyone to prepare for that possibility is now. It is imperative your clients understand what they need to do to prepare for hurricane season, but it is equally important that they also know the process for recovering from a hurricane.

Safety Is Priority

Even though the weather will eventually clear, safety is still the number one priority. Strong winds, tornadoes and flooding leave a trail of hazards in their wake. The risk for floods continues after the hurricane itself has moved on. Downed power lines and busted gas lines pose an extreme danger. The storm’s passing does not mean the threat has passed.

If your clients evacuated prior to the hurricane, inform them not to return to their residence or business unless it has been deemed safe to do so. If residential clients ride out the storm in their house, let them know that they need to make sure staying there does not endanger them further. Recovering from a hurricane is a potentially lengthy and emotional process. Your clients will benefit from knowing the right steps to take.

Communication

Business owners and residential customers alike benefit from early contact with their insurance providers. Claims can take longer to process after a catastrophic event, when individual filings increase dramatically, which means hurricane recovery can be a lengthy process. Encourage your clients to make contact as soon as possible after the storm passes.

Hurricane Recovery Steps

As soon as they are able to safely do so, your clients can begin to recover from a hurricane by sorting out the damages incurred. If possible, they can do the initial assessment themselves, and then call for assistance if needed. Property owners should take the following steps in recovering from a hurricane once they have gained access:

  1. Ensure continued safety by donning protective gear such as gloves and close-toed shoes. If standing water remains, cover exposed skin with waterproof protection to prevent coming into contact with contaminated water.
  2. Conduct a survey of the property to get a handle on the extent of the damage. Take as many photos as possible for the insurance provider. Supplement with additional notes.
  3. Salvage whatever can be saved and move it to a safe location.
  4. Clean up and begin making necessary repairs. If there is significant damage, contact qualified professionals for estimates and availability. Provide required information to insurance providers.

About AmSuisse, Inc.

Formed in 2013, AmSuisse, Inc. has quickly distinguished itself as a wholesale operation that specializes in working very closely with our agents and broker partners to develop responsive, individualized service for each client. Our unparalleled writing support, industry-specific expertise, marketing support, responsive proposals and quotes, strong customer service, and strong relationships with our carrier partners have all helped us to provide the best possible coverage for our clients. To learn more about our available coverage, contact us today at (855) 912-8697 to speak with one of our representatives.