Renters and Home Insurance For Urban Dwellers

Lemonade's amazing coverage protects the stuff you own at home and everywhere else.

Instant Everything

Maya, our charming artificial intelligence bot, will craft the perfect insurance for you. It couldn’t be easier, or faster.

3 Minutes To get paid 90 Seconds To get insured

Killer Prices,
Monthly Subscription

Already insured? We'll take care of the switching hassle.

Already Insured? Switch To Lemonade Instantly

People left these insurance companies to join Lemonade:

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check prices and switch

How Lemonade Works

Lemonade reverses the traditional insurance model. We treat the premiums you pay as if it's your money, not ours. With Lemonade, everything becomes simple and transparent. We take a flat fee, pay claims super fast, and give back what’s left to causes you care about.*

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A flat fee to
run everything

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We pay claims
super fast

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If there's money leftover,
we give it back to causes

* Subject to board discretion and the company meeting certain financial standards

B Crop

Designed for Social Impact

Lemonade Inc. is a Public Benefit Corporation and certified B-Corp. Social impact is part of our legal mission and business model - not just marketing fluff.

B Exc

A-rated and backed by giants

Lemonade is rated A-Exceptional, fully licensed and reinsured by some of the most trusted names on the planet.