There is a 65% likelihood that this upcoming hurricane season will be average or above-average according to the CSU Tropical Meteorology Project. When it comes to the destructive potential of hurricanes, preparedness is an absolute must. Failing to complete the necessary preventative measures before this upcoming hurricane season could result in serious and costly property damage for your clients.
Coastal Property Hurricane Season Checklist
For your clients who own businesses or homes in coastal regions affected by hurricane weather, it is vital that they follow this hurricane season checklist.
Outdoor Furniture and Objects
Bring all loose and lightweight objects like patio furniture, trash cans, and bicycles inside so they don’t become projectiles during strong winds. For objects and equipment unsafe to bring inside such as propane tanks, anchor them down. Plan ahead for how to neatly, safely, and quickly store these items.
Drains, Gutters, and Downspouts
The buildup of dead leaves and other debris can be dangerous. With the addition of heavy rain, an overburdened gutter could collapse, and a drain could easily overflow. Make sure to clear out drains, gutters, and downspouts to prevent water damage with the inevitable heavy rains.
One of the main causes of property damage by hurricanes is flooding. To protect pipes from bursting or backing up and damaging property or rendering one without the use of plumbing, install check valves.
Hurricane winds are 74 MPH on the low end and can get up to sustained speeds of 111 MPH in the case of Category 5 hurricanes. Tree branches and the trees themselves can easily become hazardous projectiles in the event of high winds. Trim or remove trees close enough to fall on the property.
When winds become fast enough, they can turn almost anything into a projectile. The most vulnerable areas of a house are usually the windows as they are made of glass. Cover all property windows with permanent storm shutters. Another option is to board up all windows with 5/8” exterior grade or marine plywood. However, storm shutters are more ideal.
Small Appliances and Gas Tanks
Hurricanes and tropical storms can destroy power lines and other electrical equipment. To avoid fires or the potential for electrically charged water, unplug all small appliances and gas tanks.
Roof and Walls
Make sure the roof has no cracks or spots for possible leakage. The same applies to walls on the side of the property where water has easily seeped in before. Block these up immediately with sandbags and plastic tarps or call a professional to fix vulnerable spots and avoid water damage to the property.
Formed in 2013, AmSuisse, Inc. has quickly distinguished itself as a wholesale operation that specializes in working very closely with our agents and broker partners to develop responsive, individualized service for each client. Our unparalleled writing support, industry-specific expertise, marketing support, responsive proposals and quotes, strong customer service, and strong relationships with our carrier partners have all helped us to provide the best possible coverage for our clients. To learn more about our available coverage, contact us today at (855) 912-8697 to speak with one of our representatives.